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Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage,...

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Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender?...

Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with...

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Three Tips For Reducing Your Closing Costs If You’re Looking Forward To...

Spring is aproaching fast and it is usually the busiest time of the year for home buying. After a long and cold winter, many people are ready to enjoy the nicer weather and begin to shop for a new...

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Four Ways That Being Diligent with Your Mortgage Payments Can Seriously...

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related...

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The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed...

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3 Easy Ways to Put Aside a Bit of Extra Cash So You Can Pay off Your Mortgage...

If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20...

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The Pros and Cons of Mortgage Rate Locks

If you’re just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage rate lock. For those who don’t like to gamble, a...

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Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How

If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been...

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The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can...

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you...

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4 Things You Absolutely Should Not Do After You Apply for a Mortgage

If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that...

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